oa De Jure - Case C-236/09 ECJ : gender equality in insurance : recent case law

Volume 45, Issue 3
  • ISSN : 2225-7160



The recent judgment by the European Court of Justice (ECJ) in the case of that the unequal treatment of men and women in the assessment of insurance risks is in fact unlawful discrimination, has rocked the international insurance industry. The applicants brought the case from the (Belgium) to the ECJ for a preliminary ruling under Article 234 of the Treaty establishing the European Community. The effect of the ruling is, in a nutshell, that insurers will be required to restructure and reinvent current actuarial factors and information used for risk profiling to prevent disparate rates for the different genders for personal insurance cover. The ruling cuts both ways, as it will clearly affect the lower costs payable by men for pension annuities, and the lower car insurance premiums that women are currently charged.

Loading full text...

Full text loading...


Article metrics loading...


This is a required field
Please enter a valid email address
Approval was a Success
Invalid data
An Error Occurred
Approval was partially successful, following selected items could not be processed due to error