n IMFO : Official Journal of the Institute of Municipal Finance Officers - From the deskK of the CEO

Volume 15, Issue 2
  • ISSN : 1607-520X



It is that time of the year again when most of us feel more energised as we draw closer to the end of the year. However, some will disagree with me as they feel exhausted and just cannot wait to go on holiday and spend quality time with their families. Either way, this is the time of the year that we all find time to reflect on the many things that happened during this year. We begin to build up hopes and start thinking about improving our lives and the lives of those around us. More often, we think of a fresh start to the new year and the many opportunities that are just around the corner.

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