n Without Prejudice - It hassled but ended up paying : insurance law




An insured bears the onus of bringing the claim under a contract of insurance within the proverbial four corners of the policy. However, an insurer may bear a reverse burden of proof if it alleges that one of the excepted clauses in the policy applies. In that event, the insurer bears a burden of leading evidence to establish a factual foundation proving that the claim falls under the exception.


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