n Without Prejudice - Combatting over-indebtedness : consumer law

Volume 11, Issue 6
  • ISSN : 1681-178X



The Credit Industry Code of Conduct (the Code) is aimed at improving the debt review process in line with the commitment of the National Credit Regulator (NCR) to combat over-indebtedness. It came into effect on January 1 2011 and arose out of discussions of the National Debt Review Task Team. All those currently registered and those who wish to register with the NCR as credit providers will have to acknowledge and comply with the Code.

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