n Without Prejudice - Do loans to employees fall within the ambit of the National Credit Act? : consumer law

Volume 7, Issue 7
  • ISSN : 1681-178X



The main objective of the NCA is to provide an accessible credit market but, at the same time, protect consumers. This is achieved by encouraging responsible borrowing by consumers and discouraging reckless lending by credit providers. An important feature of the NCA is its insistence on the consistent treatment of different credit products and different credit providers by balancing the varied rights and responsibilities of both credit providers and consumers.

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