n SA Mercantile Law Journal = SA Tydskrif vir Handelsreg - More on insurance misrepresentation, materiality, inducement and no-claim bonuses : Mahadeo v Dial Direct Insurance Ltd : case comments
|Article Title||More on insurance misrepresentation, materiality, inducement and no-claim bonuses : Mahadeo v Dial Direct Insurance Ltd : case comments|
|© Publisher:||Juta Law Publishing|
|Journal||SA Mercantile Law Journal = SA Tydskrif vir Handelsreg|
|Author||J.P. Van Niekerk|
|Publication Date||Jan 2008|
|Pages||427 - 438|
On general principles, it is true that an insured bears a duty correctly to represent and disclose information to the insurer prior to the conclusion of the insurance contract (see further Reinecke, Van der Merwe, Van Niekerk & Havenga op cit in par 196). It is a pre-contractual duty. Facts incorrectly represented or not disclosed may be corrected or disclosed by the insured with impunity at any stage prior to contracting.
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