n SA Mercantile Law Journal = SA Tydskrif vir Handelsreg - The persistent meanness of banks transforms judge into praetor : : case comments

Volume 21, Issue 2
  • ISSN : 1015-0099
  • E-ISSN: 1996-2185



The judgment in (2008 (4) SA 71 (N)) demonstrates once again the recurring demands on the South African courts to come to the rescue of debtors. (For other examples, see ; 2005 (2) SA 140 (CC); 2005 (6) SA 462 (W); 2006 (2) SA 264 (SCA); 2007 (3) SA 554 (T); 2006 (4) SA 422 (T); [2008] JOL 22136 (SE); 2008 JDR 0536 (SE); 2009 (1) SA 238 (SCA).) Although there are statutory protection measures (eg, the Constitution of the Republic of South Africa, 1996 (the Constitution) and the National Credit Act 34 of 2005 (the NCA)), the task has fallen largely on the shoulders of the courts to protect debtors who suffer at the hands of unscrupulous creditors (often, but not only, banks). Examples of unacceptable conduct by creditors are (supra); (supra); (supra); (supra); (supra); and (supra).

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