n SA Mercantile Law Journal = SA Tydskrif vir Handelsreg - Account aggregation fraud and the allocation of liability

Volume 24, Issue 3
  • ISSN : 1015-0099
  • E-ISSN: 1996-2185



Account aggregation is a relatively new form of technological advancement that enables consumers to consolidate information not only between accounts on the Internet, but also across financial institutions. This function acts like a 'financial dashboard': customers can view their financial information from multiple sources rather than having to flit between one Internet account and another. In other words, web aggregation involves the 'process of gathering information from multiple websites and delivering it to a consumer from a single website'. Aggregation services can take the form of an online viewing service, where customers are able to view their accounts from multiple sources, or they may also provide electronic fund transfer services.

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