n SA Mercantile Law Journal = SA Tydskrif vir Handelsreg - Does an insolvent debtor have a right to adequate housing?




Some jurisdictions refer to the sequestration of a debtor's estate as bankruptcy, but, for the purpose of this article, insolvency and bankruptcy will refer to the same debt collection procedure. The sequestration of a debtor's estate, or insolvency, relates to what is known as a collective debt collection procedure. The individual debt collection procedure relates to the attempt by a creditor or creditors to collect their debts 'individually' prior to the sequestration of the debtor's estate.


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