n Law, Democracy & Development - Social security aspects of accident compensation : COIDA and RAF as examples




Employees enjoy a common law right to a safe work environment and health and safety legislation is aimed at supplementing this basic right. Studies have shown that, generally, occupational injury risks are concentrated in four industries: transport, mining, agriculture and construction (Loewenson 1997:2). Incapacity for work as a result of occupational injuries and diseases is usually conceived of as the loss of the ability to earn and is classified under social insurance. Most social security schemes will, therefore, try to provide an income replacement for those persons affected by a loss of the ability to earn, whether it is due to accident or sickness.


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