Personal Finance Newsletter - Volume 2005, Issue 296, 2005
Volume 2005, Issue 296, 2005
Author Barry SergeantSource: Personal Finance Newsletter 2005, pp 1 –3 (2005)More Less
Extracted from text ... INVESTMENT INSIGHTS Democracy for the little investor? Fickle human elements - in what should be simple investment processes - are being increasingly exposed. THE nature of the challenges that delivered political democracy to South Africa in 1994 was such that the rights of a person, as an investor, were largely ignored. But times change, and it can be said with some certainty that the day of investor democracy is within sight. The most potent catalyst for the process to gain serious traction may well be the South African pension funds adjudicator, who, during the past few months, has issued a ..
Author Chris NthiteSource: Personal Finance Newsletter 2005, pp 3 –4 (2005)More Less
Extracted from text ... Moneyweb's PERSONAL FINANCE July 2005 3 PROPERTY - LOCAL Don't buy to let Demand for rented space dampens By CHRIS NTHITE DON'T buy another house or apartment with a view to letting it out, warns property economist, Erwin Rode. And, he adds, rather rent than buy the roof over your head in the current market. Rode notices a paradox in the current market. It seems logical, he says, to conclude that the more unaffordable houses become, the more rentals will increase. "And if home prices have risen faster than salaries, fewer people would buy their own homes, more people would ..
Author Belinda AndersonSource: Personal Finance Newsletter 2005, pp 4 –6 (2005)More Less
Extracted from text ... 4 July 2005 Moneyweb's PERSONAL FINANCE SHARES - TELECOMMUNICATION SECTOR Telco's still in buying turf? By BELINDAANDERSON TELKOM rose from R28 to R118 in just over two years, with MTN from R9 to R50 over a similar period. Now what? Investors are weighing up whether there's still value in the JSE Securities Exchange-listed telecommunication companies - mobile operator MTN and de facto monopoly fixed line operator Telkom, which also owns 50% of Vodacom - in the wake of their full-year results recently. Both delivered stellar performances in the 2005 financial year. More please, MTN But the market wants more from ..
Source: Personal Finance Newsletter 2005 (2005)More Less
Extracted from text ... Moneyweb's PERSONAL FINANCE July 2005 7 YOU AND YOUR MONEY Ways to part you from your money By STEVEN JONES MANY people fall victim to some or other scam perpetrated by devious criminal masterminds. Don't let it be you. The old saying, "A fool and his money are soon parted", has been proven time and time again. But it's not just fools who lose money. In many cases, it's educated, intelligent people who fall victim to the many ways that criminals have devised to get their hands on your hard-earned money. And with the advent of technology such as ..
Author Julius CobbettSource: Personal Finance Newsletter 2005, pp 8 –9 (2005)More Less
Extracted from text ... INVESTMENT INSIGHTS 8 July 2005 Moneyweb's PERSONAL FINANCE TIRED of being fleeced by high charges and low returns? With a little research and common sense, it's possible to go it alone by starting your own portfolio. There has been much focus on Moneyweb recently on the plight of the retail investor, as chronicled in the Belly-soft Investor series of articles. Among the points raised were some of the disadvantages of unit trusts. Although they are a hugely popular investment tool (there are more South African unit trusts than there are companies listed on the JSE Securities Exchange), there are a ..
Author Jackie CameronSource: Personal Finance Newsletter 2005, pp 9 –11 (2005)More Less
Extracted from text ... July 2005 9 PROPERTY - INTERNATIONAL Buying to let in the "wild yellow yonder" By JACKIE CAMERON "MADE in China" takes on a whole new meaning as we examine the Chinese rental property market. United States' retail giant Wal-Mart takes most of its supplies from it. High-tech players like Dell and Nokia sources parts in it. Even smaller companies in global terms, like South Africa's Naspers, want a stake in it. In fact, just about whichever way you look at China, money signs are flashing in neon for those interested in above-average returns in the international business arena. Little wonder, ..
Source: Personal Finance Newsletter 2005, pp 11 –12 (2005)More Less
Extracted from text ... July 2005 11 PENSIONS British pensioners unite! By STEVEN JONES ARE you currently receiving a British state pension, or about to receive one? Read on. In the 1960s and 1970s, the then South African Government made it very attractive for Britons to emigrate to South Africa. Whilst the drive from Government at the time was ostensibly to bring much-needed skills into the country, it is no small coincidence that the wave of new immigrants from Britain consisted almost entirely of white people. However, leaving aside the political considerations of the day, for many of those Britons making South Africa ..
Author Ana MonteiroSource: Personal Finance Newsletter 2005, pp 13 –14 (2005)More Less
Extracted from text ... TECHNOLOGY Moneyweb's PERSONAL FINANCE July 2005 13 YUPPIE toys or essential business tools? With so many options for mobile fax, e-mail, and Internet, which option do you go for? Is it even worth it? The choices for those looking to obtain mobile data - that is, Internet, fax and e-mail on the go using either a laptop computer, handheld personal computer (PC) or personal digital assistant (PDA) - are starting to become overwhelming. In terms of access through your mobile telephone handset, both MTN and Vodacom offer various packages to their customers on their existing second-generation networks. On the mobile ..
Author Monique VanekSource: Personal Finance Newsletter 2005, pp 15 –16 (2005)More Less
Extracted from text ... Moneyweb's PERSONAL FINANCE July 2005 15 ASK PERSONAL FINANCE Is there cheaper banking for pensioners? By MONIQUE VANEK Question: I have recently turned 55 and am about to retire. I have been looking at the cost of my banking, and find the high cost of banking crippling. This worries me as I get older, since although the costs are high, it is not safe to carry large amounts of cash around. Do any of the banks offer a better deal for those of us in our "golden years"? Personal Finance's response: Although many people dread growing old, retiring and ..