n Personal Finance Newsletter - Chip-and-PIN cards : they're not as safe as you think ... : your money




After several months of fighting with shop assistants as to why my signature was unnecessary with a chip and PIN credit card, I decided to turn it into an experiment on how vigilant these stupidly stubborn shop assistants actually were. Over the last two months I have signed my signature either as an X or a squiggle (something resembling what a two year old would think of as "writing"). Not once in two months has any shop attendant or teller checked my signature. I have even carried out the experiment on my non-PIN based card where signatures really are necessary for verification. Same result.


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