n Personal Finance Newsletter - Practical advice on how to save successfully : it's not rocket science; all you need is some discipline : your money




The starting point to becoming wealthy is that you have to spend less than you earn. More importantly, you have to do this every month of every year so that you are accumulating capital on a yearly basis. It seems rather obvious and is definitely common sense, but it is very difficult for most people to do this over their lifetimes.


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