n Personal Finance Newsletter - Socially responsible investing : investment insights




An investment manager's role is to help provide for the future welfare of investors by striving to maximise the returns on their savings and retirement investments. It is important to remember that those savings will be enjoyed by investors within a broader environment. If a member's retirement fund is invested in companies that have a long-term negative environmental or social impact on the broader society, this could reduce the value of their retirement savings as any such negative impact needs to be seen as an indirect tax on society as a whole.


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