Personal Finance Newsletter - Volume 2013, Issue 393, October 2013

Some financial advisors are selling their shares. Should you?

How do you choose the right products?

As you get older, the life expectancy goalposts keep moving.

Reaction to last month's article was immediate, passionate, and divided.

Economic research units are all bearish about the local currency.

What if both fundamental and technical analysis are wrong?

Only emerging-market savers need gold and silver ... right?

How salary increases received during one's working life impacts salary replacement ratios at retirement.

People want to make sound investments, provided that the hassle can be taken out of investing.

There are generally three ways parents can go when their kids come of driving age: Buy them their first car outright; contribute towards it; or leave them to fend for themselves. Looking at the first option, there then seems to be two distinct schools of thought on what they should get - either a cheap banger, or a new (or almost new) version of one of the latest models.

Putting your head in the proverbial sand does not make life's risks go away. Make sure you prepare for them.