Personal Finance Newsletter - Volume 2013, Issue 394, 2013
Volume 2013, Issue 394, 2013
Author Magnus HeystekSource: Personal Finance Newsletter 2013, pp 1 –3 (2013)More Less
The local financial services industry is bracing itself for some more mind-numbing regulations over the next few years - following on a raft of similar regulations in the United Kingdom (the regulatory model we seem to be copying). As such, it would it be worthwhile for all involved to carefully and soberly observe what's happened in the UK over the last year or so.
Source: Personal Finance Newsletter 2013, pp 3 –4 (2013)More Less
Has the unit trust industry finally started catching up to exchange traded funds (ETF's) by offering low-cost, indexed unit trusts? The gap is certainly closing, and I am happy to report that that there are some great, low cost indexed unit trusts that are giving the ETF industry a run for its money - especially for smaller monthly debit orders.
Source: Personal Finance Newsletter 2013, pp 4 –6 (2013)More Less
When forming a picture of the local stock exchange, it can be very enlightening to take note of which companies are most in favour with unit trust managers. This shows what a fairly influential part of the market is thinking. What it doesn't show, necessarily, is where one is likely to find value. Being widely-held means that these stocks are probably not going cheaply. So for contrarians, it is an exercise in where not to look.
Source: Personal Finance Newsletter 2013, pp 6 –8 (2013)More Less
In simple terms, a retirement plan is a long-term savings plan that is determined by savings and returns after inflation and fees. Steven Nathan, chief executive officer of 10X Investments, says that simplistically, the object of retirement planning is to construct optimal investment portfolios - a portfolio that maximises the investor's return over the investment horison, adjusted for risk.
Author Julius CobbettSource: Personal Finance Newsletter 2013 (2013)More Less
The Financial Services Board (FSB) has urged the public not to invest or conduct financial services business with Ledimar Financial Services, Ledimar Stock Trading, or Ledimar Investment Holdings. Over the past few months, Moneyweb has received several enquiries relating to Ledimar. The complainants allege that Ledimar is promising unsustainable returns to investors.
Author Jeanette ClarkSource: Personal Finance Newsletter 2013, pp 9 –10 (2013)More Less
In a recent Jones Lang LaSalle report on the key trends in global retail banking, one of the drivers of change was highlighted as Power to the People. "Banks can no longer rely on customer loyalty nor inertia: their customer base is increasingly mobile," the report states.
Author Boitumelo MothoagaeSource: Personal Finance Newsletter 2013, pp 10 –11 (2013)More Less
Despite taking control of our lives in every other sphere - work, relationships, children, health - many people have a sense of dread when it comes to dealing with their own finances. You work hard for your money, and you should make your money work for you. This article provides some tips to help you spring clean your finances.
Author Patrick CairnsSource: Personal Finance Newsletter 2013, pp 13 –14 (2013)More Less
When buying a new car, very few people can afford to disregard the price. If anything, it is one of the first things they consider. And there is very little to criticise in someone who makes certain of how much they can afford, and ensures that they get the best deal for the price they are willing to pay. It's no more than common sense.
Author Steven JonesSource: Personal Finance Newsletter 2013, pp 14 –16 (2013)More Less
Author Leon CampherSource: Personal Finance Newsletter 2013 (2013)More Less