n Personal Finance Newsletter - The five best (and worst) ways to spend your money : your money




It's a misconception that financial planning is something only the rich need to do. In fact, everyone should have a plan, starting from the day they begin work, and this plan should be carefully monitored and adjusted throughout their lives as their income and circumstances change. With effective risk and investment planning, even the smallest income can be maximised to deliver returns well into old age.


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