n Personal Finance Newsletter - How much equity exposure does one need just before retirement? : retirement planning




One of the most perplexing considerations facing those who are nearing retirement is how their investment funds should be allocated. Conventional wisdom has long held that the closer one gets to retirement, the greater the proportion of their portfolio should be invested more conservatively. For the most part, this implies a move away from equities into less volatile asset classes such as bonds or cash.


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