oa South African Family Practice - Finance : cancel your old policies... good idea or bad advice?
Extracted from text ... CANCEL YOUR OLD POLICIES... GOOD IDEA OR BAD ADVICE? Brokers often advise their clients to replace their existing policies with new ones. This could be due to the bad performance of the current portfolio, but it could also be a quick way to earn commission. Sometimes it may be a better options, but very often the costs of the replacements are not disclosed. Every financial product has initial costs involved - there are various administration fees, commissions, and many more. Age also plays a vital role in life insurance - the older you are, the more expensive your premiums become. ..
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