oa Business Management Review - Implications of financial institutions regulations on assets and liabilities management in depository financial institutions in Tanzania

Volume 8, Issue 2
  • ISSN : 0856-2253



Financial sector reforms in Tanzania have posed a number of challenges to the Depository Financial lnstitutions (DFls), particularly on assets and liabilities management. In line with the reforms, are the regulations issued by the Bank of Tanzania as guidelines to maintain an efficient and sound financial system. The regulations pose a challenge to DFls in their assets and liabilities management, since apart from the need for profit, they also need to comply with the regulations. This study was designed to analyze the impact of Financial Institutions (Fls) regulations on the assets and liabilities management in depository financial institutions in Tanzania. The study has used both primary and secondary data. Interviews were made with the senior officials of depository financial institutions with particular emphasis on the members of Assets and Liabilities Committees (ALCO). The results show that, significant importance is given by the top management to the assets and liabilities management junction. It also revealed that there is a positive influence of regulations on the composition of assets and liabilities. However, the current Fls regulations promote efficient utilization of assets and liabilities in the Fls. The critical regulations and the general laws in implementation of assets and liabilities management were identified.

Loading full text...

Full text loading...


Article metrics loading...


This is a required field
Please enter a valid email address
Approval was a Success
Invalid data
An Error Occurred
Approval was partially successful, following selected items could not be processed due to error