oa De Rebus - Reviewing the powers of a magistrate's court in debt review applications

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Nedbank Limited v Norris and Others (ECP) (unreported case no 2978/2015, 1-3-2016) (Goosen J) : case note - consumer law

Abstract

The first respondent (the consumer) applied to the applicant - a registered credit provider (the bank) - for an unsecured personal loan facility (the loan). The bank presented the consumer with its quotation and terms and conditions, which the consumer accepted. The parties then entered into an unsecured personal loan agreement (the credit agreement).