n IMIESA - Caught in the middle - : human settlements

Volume 41, Issue 4
  • ISSN : 0257-1978



THE SOUTH AFRICAN Constitution entitles each citizen with the right to adequate housing. The state is responsible to take reasonable legislative and other measures to achieve progressive realisation of this right. To this end, government, in terms of the Housing Act (No. 107 of 1997), introduced a variety of National Housing Subsidy Programmes to provide the poor and the low-to-middle-income households with access to adequate housing. Among the many programmes, the Finance Linked Individual Subsidy Programme (Flisp) is specifically intended for those whose income is inadequate to qualify for a home loan, but which exceeds the maximum limit applicable to access government's "free basic house"subsidy scheme. This market segment, generally known as the gap market, earns between R3 501 and R15 000 per month. Households in this segment, if buying a home for the first time, may apply for a Flisp subsidy.

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